We’ve yet to see where this will take us to be…

I have struggled with failed project after failed project, some costing me thousands of dollars!

Now, I believe I have the plan that will turn all this around.

It is sort of like the high school physics course does, give some overviews and introductions but the real study and world are a little different than the ideal lab situations.

I was just sitting around thinking about what I should do, again!

This time I thought about the struggles I face, the power of AI and how I can use this, evergreen topics, and the internet to make some quick, low-cost products that I can build an email list of subscribers to buy this product.

I have lots of problems and can research, experiment, report, and make money.

Wether or not I find the answer I can profit off my experience because of the time it saves someone else, either they quickly know what not to do or they find what’s working, or buy a profitable business from me and I make a quick profit and they acquire a long term asset.

Having the ability to create products based on the quickly and widely available help of the AI and other technology and knowing how to use it is important and I am capitalizing on it by creating my first product on procrastination and how I am overcoming it to make money online.

This is going to be the first of a series of quick fixes that I can use my experience to overcome and relay that info to others for a quick buck, plus I can sell my other evergreen products to help them to prosper or at least how to overcome a common problem.

The concept of a 1 or 2 page blog that sells a product by teasing or by giving away a lead magnet and then selling in email and through the thank you page too.

I have the newsletter concept, and other ideas but I have to start somewhere and to do that I need to overcome all the obstacles and move forward.

I have to see what works, do more of that, find out what doesn’t work, stop doing that and make what is working work better!

Putting together a book and other related products about overcoming procrastination, something I suffer greatly from, and helping others do the same and become profitable online!

This is an easy choice since everyone at some point, in some way or another, deals with these issues.

I have AWeber, an email service.

I think it is more of a CRM that focuses on email marketing.

I will use Facebook ads to drive traffic to my products, get feedback and improve.

By creating the products using free resources and putting it into practical practice should be a desireable product.

Maybe my products will end up being lead magnets later but for now, I need to make some money and this is the best way I see how, now that I see what is still selling now that I have been a witness for many years.

Needs and psychology remain constant so people generally deal with the same problems no matter when they are born.

These self help courses I create from my own experience will make me and others lots of money!

Sell a stop procrastinating course to stop procrastinating, I love it!

Business Credit, of course!

An LLC does not cost much to get up and running, depending on your definition of much and what you mean by up and running, and what state you choose to open up in.

There are also fast ways and ways that take a little longer but don’t require you to give your social security number or any personal guarantee.

Either way, having a plan to make money with the available credit of your LLCs is crucial. There are many ways to use it and profit and if you’re really interested in some geat explanations along with detailed instructions on how to build your companies and fill out the paperwork in the best way for maximum findability check out:

 

100% financing for real estate purchase?

Unlock up to $1 Million cash for any purchase…

Unlimited funding is available to all US residents…

If you are looking for credit that requires no income verification, no collateral and even no personal liability…

Check out this program!

How to Borrow Money for Nearly Nothing

Just like personal credit cards offer introductory bonuses and benefits so do business credit cards. The offers are there to entice you to use their funds. When you use it responsibly and profitably more and more of it becomes available to you. Taking advantage of the introductory offers and the ongoing offers you can get credit card loans for 0% almost perpetually or maybe even perpetually, we’ll see…

Before anyone gets upset with me give me a chance to finish what I am saying…

There is often a balance transfer fee of 3%-5% that you have to pay.

While that can add up it is still much less than the 20%+ that many cards are charging nowadays.

When you have your business set up and you have made sure you are ready to apply for credit cards and qualify for maximum fund-ability you can then get a balance transfer credit card, one of the ones that charges 3%-5% of the transfer amount, and transfer it to your bank account, if allowed.

If not allowed you can transfer balances from other cards you have or you will have to get creative.

After paying the fee or financing it into the loan amount, you will have a 0% apr loan for 6-18+ months.

By keeping your balances at less than 30% utilization you will be showing responsible use and your credit score will go up.

As your score improves you should be getting more credit offers and be able to use the balance transfer technique to liquidate your credit and use it for investments that you can’t “traditionally” use a credit card for.

Another idea, one I haven’t personally done, is to use more than one llc or business entity to provide services to the other company for a fee and use a paypal or venmo account to charge your business for your services.

Of course, any ideas you get from strangers on the internet must be researched thoroughly and you must understand what you are doing and be sure you are complying with all federal, state, county, and city or local ordinances and pay all necessary fees and taxes.

For a better and more organized explanation for acquiring and utilizing business credit effectively check out:

BUSINESS CREDIT BUILDER – $ Million Business Credit Cards

If you visit the above link and make a purchase I may earn a small commission at no difference in cost to you.

And, to receive more ideas, tips and tricks to build and profit from business credit subscribe to The Credit Hack

I am in the process of creating an actual newsletter that is also a business. The purpose is to discuss real estate passive income, and other methods to generate cash flow without breaking your back or dreading your daily money-making activities if you’re not doing what you love.

I am fascinated by financing, debt, and passive income. I know that all income requires some effort but collecting a check on a mortgage payment someone is paying to you is fairly passive most of the time.

Non-performing, “problem” notes are some of the most lucrative and have the potential for fast and large profits but are more risky and work.

I am getting too deep into a topic and I haven’t even given much of an overview of the simple plan for this newsletter…

It needs a name.

It needs to have paperwork filed and bank accounts set up.

It needs to cover the progress and the setbacks that are encountered as I turn this newsletter with no name into a source for investment funds that make me loads of cash!

For many years I have been searching for a way to easily make money, from home, on my computer. I didn’t want to have to be talking to people on the phone or through chat all day long or have to be on-call if I own a bunch of rental properties so I have been searching for something I can do from home without having to be a social butterfly or a pushy salesman.

I have been developing ways to use my credit to create businesses to get credit cards with then sell.

Newsletters seem to be the easiest to get started and grow without spending too much and they can be profitable right away.

My first newsletter is going to be about credit. I don’t have a specific niche yet because I don’t know how my audience is going to react to me.

Actually, I am working on targeting an audience. I am looking for audiences who need my knowledge, understanding, and delivery of information. I know about personal credit. I don’t have lots of experience dealing with creditors and going to court and all that but I do understand how the credit scoring works and how reporting and balance transfers work.

I have all sorts of info about many different subjects. I need to have some specific guides and products for each audience. I guess I need to pick something and go with it.

My newsletter, The Credit Hack, will be published here. I have been looking for a way to set it up and have it be accessible and here is the best place. This site is older and has some indexed pages. It isn’t spam or anything like that.

I can easily get credit in my name because it is my business name too.

When I do business I will get everything sorted out the right way to make sure I get all my taxes dealt with appropriately and so that I get maximum fundability.

My second site is going to be about my copywriting projects. All of this that I write is copywriting but using the tactics suggested in the copywriting guides and courses that I have consumed over the years is more involved than just typing for the trash like I am doing now, to avoid writer’s block.

The whole concept of manipulation versus persuasion is a struggle for marketer and buyer alike. Marketers want to sell products they believe in and even some that they don’t but for the issue being addressed there may be a logical reason why they’d suggest a product they haven’t personally experienced and it may not be sinister and manipulative, it may be genuine.

The point is that you don’t know how well a thing will work for you until you try it. The things I believe will work for you, that are working for me or I believe may be a good fit for me, I also suggest for you. Some things I have heard about and have heard that it may work for certain situations and if I link to it and you buy from my link I will benefit monetarily regardless of how good my advice is, I benefit.

I feel that if I am promoting a product it will work for you as I described. Sometimes I misjudge situations and misinterpret what is being asked of me and those times are not me giving bad advice or manipulating people, that is a mistake. I only intend to help with my suggestions. Please share your results if you have problems or successes with any advice you take from me and let it help others too.

Regardless, It is up to you to decide to try something I suggest, figure out if it is helpful to you or not and live with the results.

Now that rant is done, it’s time to look into a few things again…

Business for credit’s sake. I want to build businesses that have credit or are ready to get credit and sell them. I want to use sole proprietorships and my home address because California is too expensive to start other types of business structures.

Before I get too deep into a business with expenses and time spent I want it to be fundable so I can use the funding.

I am looking for a way to use some of my money or credit to potentially open a bank account, in a business name, take out a secured loan based on the bank deposit I made when opening the account, paying back the secured loan to help me open up a line of credit for the business, then sell the business.

I am not 100% certain but I am led to believe that this type of business credit building will work and does not always require a personal guarantee.

One of the details I need to clarify for myself is whether or not a new EIN for each business is necessary or not. If I keep getting lines of credit using my social security number then I suspect that the banks will stop approving new credit lines due to the excessive inquiries on my consumer reports.

If I get a new EIN every time I may need to have a new DBA and that would require registering that FBN with the county or the state and that’s a cost and a hassle.

I am fairly certain that I can get one of these FBN’s through the mail or online, so it’s not too much hassle but it requires doing paperwork and dealing with regulations.

Another point of concern is that I need actual legitimate business purposes aside from building a business structure that has no business. I am going to have to be making real businesses that need actual funds.

Marketing and educating are a couple of simple business plans that can both get funds and maintain legitimacy all while being fairly easy to justify as legitimate and easy to sell once they get funded.

Why would I spend my time doing this?

Well, the card benefits are really nice when you first get a new credit card. The welcome bonuses can be very helpful to me. I can use the extra cash that I don’t have to spend since there is a credit card discount of 1% to 5% in the form of cash back or there are airline miles rewarded for purchases. Other cards offer cashback and 0% promos.

If I am constantly using new cards and racking up the cash back rewards and doing some lower cost traveling all while building up the credit on a new business, something that needs to be done anyway, and then I start again once I use up the welcome bonuses on my favorite cards and keep doing this I get the benefits of the credit cards and helping people who otherwise would not know how to do what I am always already doing!

The concept is simple, build credit for a business and sell the business, rinse and repeat.

The issues arise when you actually have to plan and coordinate all the aspects that need to be covered to make sure success is achieved.

I have to have actual clients buying the businesses I build. I can’t be building businesses and racking up credit card bills and then abandon the biz, that’s criminal…

I have a few domains that I purchased in attempt to build up as a website making money, but the biz never really panned out.

I know what I want but I don’t know how to get a biz doing what it needs to be doing at the beginning stages to make it creditworthy even if it is not yet making any money. It is hard to get funding for a gardening business that doesn’t even own a plant.

One biz structure I have seen and I believe I can make something of is a biz that offers information on a niche topic in the form of a newsletter.

One of my domains, InBoxCopywrite.com, is about copywriting. I am not the most effective copywriter but I know that it is an integral part of the sales process.

I see my job of building and selling businesses as being a little simpler if I specialize in one main area. I need something repeatable. A newsletter is a way to get the message out to people.

I am moving through my thought processes here because my thoughts tend to move in large circles and never really seem to get anywhere.

Let me focus some more…

My domain is on a topic that is important to the types of businesses I want to start. I want to create newsletters. E-Farming is one term I have heard for this concept.

Let’s get into this story a little, let’s find out some of the why I am doing what I do.

Earlier I talked about how marketing has worked on me in the past and I want to be able to ethically make it work for me as it’s worked so well on me.

Copywriting is that superpower I am after to help the marketing work for me.

People, involved in certain niches, especially the ones I am targeting, are searching for specific knowledge. Having it, reporting on it in a meaningful and helpful way, and distributing it profitably is where a newsletter comes in.

The structure is simple enough that I could, potentially, build a landing page and an autoresponder series to send traffic to and that is a business that needs funding to run and should be easy enough for a passionate person to profit with.

These are old ideas I’ve been wrestling with and haven’t been able to fully grasp nor have I been able to move forward with.

This has helped me think through a few things. I have a better plan now. I see the next steps in my mission appearing before me now.

I need to get the info for how to go about registering a fictitious business name to legitimize any ‘doing business as’ that I may run into.

I need to get the details on specific business credit builder programs at the banks. I need to find out, first hand, if building credit with secured loans is enough to keep my personal social security number out of the whole process.

Organization is not the easiest part of this process for me. I need a step by step guide for all of this stuff.

My mind sees so many ways to do things but I don’t know how to decide which way to go right now. I don’t know how to integrate concepts nor how to measure and adjust.

I see my path now is to go out and set up a business:

1. buy a domain
2. set up a website to collect leads and post content
3. set up an autoresponder to my content
4. set up an EIN, biz address, and biz bank account with a secured loan
5. talk about how I do all of these things and how they help me.

This business is going to be my newsletter that details daily plans to do what I am doing then another in another niche I’m interested in and is part of the big picture which is copywriting.

This all goes into areas of this email marketing business, inbox copywriting, and the niches I am in, credit, personal credit, the wheel strategy, business credit, copywriting, affiliate marketing, and marketing in general.

I do not want to be doing videos nor do I want to be narrating videos so I will probably develop a product talking abut how I am starting, running, and selling multiple newsletterrs simultaneously.

Each newsletter is an aspect of my business that needs special attention, such as building business credit.

I am going to be paying attention to the Content I produce and see what gets the most attention and what needs to be done to service that market.

If my theories work out the way I plan then I will have tons of content showing how to succeed at something but having content that shows what isn’t working is good data too.

It just occurred to me, if I show others how to use the bank’s money to make me money, enough that I am making a comfortable living doing it and part of it requires me to keep using it to help me spread the news about how much it is making me then it can’t be all bad.

Another avenue, for this business, this knowledge, is inserting myself into the business of others since I know how to quickly establish and build up credit sources. It may be worth it to them to have me use my credit and knowledge to help get the business funded quickly and I get a percentage of ownership which motivates me to help them make money so I do too.

It’s a win-win since I like building credit and they get the funds needed to generate more profits for their company.

I am going to use some questions about what people are more interested in to ask on social media to generate exposure for my newsletter.

One last mention of things to research and test on, solo ads. Solo ads or Facebook ads. With Facebook I can target a little better but it is a little more expensive.

I used both in the past and had mixed results with both. I need to focus on one for now. I own an Aweber email marketing course PLR that says to segregate youe email list which is something that takes time and is constantly changing.

My little cluster of sites, each of which will be its own newsletter, is a business. I have PLR courses and I know how to research online to figure out how to do almost anything. I am going to have an email newsletter for each. They will promote each other. I will create an ebook or an email course to help learn what I have learned.

Some things are not going to work out.

Some things may get outdated and others may become obsolete.

I have tried many things that failed so I know of many things that don’t work. That’s many things I don’t have to fail at again and I can warn others to help them avoid failing the same way.

Focus is one of the main things I need to work on and there’s a niche market for that too.

I want to develop my own systems based on what I’ve compiled and sell that. I think my experience can be valuable to otherrs.

Reading the issues of this newsletter or any of my others will benefit you but having an ebook with a set of instructions that can be followed right away without having to go to the newsletter and sift through all of the info in whatever random order I put the info out in then it can be yours for a small price.

Also, using my links to purchase the recommended merchandise or using the links to apply for bank accounts or credit cards (through affiliate links that go to the bank, not me asking for your private info), helps me gather more info. Feedback on the products you’ve purchased and used is also highly valuable to me.

I need to learn more about copywriting so I am going to go into my InboxCopywrite.com site and create an email newsletter for copywriting. I am going to put different articles about different sales methods going on in the industry and break down the different methods going on in their marketing.

I will have to have some experienced marketers talk about their experiences too. This is to help me with my newsletter businesses and if I need it then it is highly likely that others also need it.

I may be able to get some social gatherings together too. Real estate agents, lenders, loan officers, and investors or home buyers all to learn about getting business credit as a sole prop to invest in or buy real estate, also could include builders, contractors, and interior decorators.

If I can find ways to keep loan costs low by moving debts around and opening new accounts to keep the 0% rates alive and lend out that money to a construction company that does fix and flip real estate or even partner with them where I fund the deal and they get the work done and we split the profits proportionately.

The newsletters give me the opportunity to turn my learning and sharing of knowledge into a stream of income.

 

I have been trying to figure out how to go about putting all my projects in one place, a place to speak rationally and cover all my online activities. 

A website to host my landing pages, and a page there to sell my own products and host projects. 

My site, GilbertHernandez.com can be my business hub. 

I have so many ideas that are connected but there isn’t a site that I know of that would appropriately house them. 

I can talk about the wheel strategy, credit acquisition and use, and business-building activities. 

It is my name so there is no need to register a DBA or FBN for it. 

I can have one email list that caters to different interests and segregate my list accordingly. I have many ideas but now I have the right idea back. 

I read some of Garret Gunderson’s books and used his idea of the cash flow index to decide which bills to pay first. I can talk about how I do it and send subscribers to Amazon affiliate links. 

To get subscribers I may use YouTube or scrape Google for emails. 

Scraping is free. YouTube is also free but requires more work. 

I need a compelling message and a great giveaway or reason to subscribe. 

And, here I am again at the point of where do I start? 

I started when I was born. I have been through many trials and tribulations, so to speak. 

For some reason, I always felt like banks were bad or evil somehow and I wanted to rob them. I felt like Robin Hood inside, needing to steal from the banksters and give to the poor. 

As I got older I realized that I wouldn’t change anything by doing that and the banks would keep making money off the backs of the working man. 

A few years back I learned about the Sovereign Citizen movement and the tax protestors. I read many of their rationalizations and it made sense but it ended up being more of their ideals and bucking the system which would lead me back to the same conclusion that they still have the upper hand and the only change is my descent into darkness and despair. 

There is a get out of debt Guru called Dave Ramsey who kinda cleared things up for me… 

I at first liked his idea to do what he calls the debt snowball where you take the smallest debt you have and put as much of your income as possible toward paying it off and simply pay the minimum on the other debts. Take the amount you were paying on the smallest debt, once you pay it off, and apply it to the next smallest debt and snowball that payment up through all your debts. 

It is a good plan but it leaves me wanting more. I do not want to wait until I am an old man to be able to spend the money that I earn. I want to invest it multiply it and make it return to me faster. 

Then, I studied the methods of the other gurus and they were against his ideas too. Later, I heard him do another show and he was deriding his callers and belittling them and he asked one man if he was really arrogant enough that he believed he was going to be able to beat the banks! 

That’s when it clicked for me, I don’t need to beat the banks. They have the tools I can use to amass cash and use it for my gain. 

Banks are in the business of lending money and the rules are stacked in their favor. To fight them would be silly. They have been in the business for millennia! 

Banking and finance is more like a game. There are rules and it is a tough game that is definitely rigged against the working man. Without the working man, the banks lose everything. They make him feel like there is no other way and have him work hard to keep their coffers full! 

There was a book by a CPA that I read and the guy shows how all bank loans are fraud. He had a plan to get rid of bank loans and he had a plan for commerce thatcommerce planthe central banking system we are under now. 

I was really into it and ready to go to court as soon as I could wrap my mind around it and understand what exactly I was arguing and how to present the evidence for my case and it would take a lifetime to accomplish, or even make headway. 

Then, I discovered consumer protection laws. I have been reading, watching, and studying these laws and how to use them to get what I want. 

It is there for me. I don’t need it now, but having it in my back pocket ready to be deployed when necessary is a bonus! 

My studies also made me proficient in credit. Credit building, repair, and business credit. 

I am in California and having a business structure from the cheapest LLC to the largest C corp will cost a fortune annually regardless of profits. That is leading me to run a sole proprietorship. 

My next step is figuring out how to classify my business so I can avoid as many of California’s fees as possible while maintaining my creditability. 

I have looked into some gimmicks like ‘Velocity Banking’, ‘Paycheck Parking’, ‘Debt Snowball’, and ‘Debt Avalanche’ while concocting my plan. 

I mentioned Garret Gunderson’s Cash Flow Index to help decide which debt makes the most sense to payoff first and it is what I use since these other methods lack this insight. 

My website will go deeper into each of these topics and I will have plenty of topics to keep myself busy. 

The ‘Wheel Strategy’ for stock investing is another big part of my plan and also let’s not forget real estate investing. 

All these topics are enough to write an email on a regular basis and there are enough products available to be promoted as an affiliate and there are enough product ideas to make some of my own and sell them. 

All of this can be run from my website which shares my name. It can be my business that I am building up business credit for which in turn will help me have enough credit to borrow money to invest. 

I have to organize it all and decide where to start. I have to procure a list of email addresses to begin driving traffic to my squeeze page once I create one! 

All of these things are content for my business. I can write about it in a newsletter. I can make videos about it and I can write books to sell or give away. 

I also have other websites that I can write about, build up, and sell… all of which will be chronicled on my hub site! 

One last thing, all this internet marketing, learning, and credit building is a bonus to add to my investment account which allows me to increase my cash flow. 

I have been fighting a sinus infection and as I’ve been getting myself all excited about this project I forgot and I’ve been feeling good! 

That’s another area of interest for me, self-help and it is big. I have plenty to say about it and I will be happy to share my success! 

There has been some progress since I last reported or wrote anything here.

I’ve read and learned.

Now comes implementation.

All the options overwhelm my tiny little mind!

The main revelation has been that I don’t have a long attention span.

I’m sure there’s all sorts of new age guru mumbo jumbo that could help me sugarcoat that but I get bored or run into a problem I don’t want to deal with and I take off for a while – metaphorically from real life and really from here!

What I’ve also rediscovered recently is business credit. I thought I understood it before but I didn’t. I think now I have a better understanding and I am building up business credit as a sole proprietor as I do it I learn and my contribution is going to be to share my story with others to help them along their way too.

I have to make decisions and I have to take action. I then need to analyze the results and do more of what’s working or something different if nothing is working.

I am going to use Copilot to help me create a useful newsletter where I learn how to create a business as a sole proprietor.

The newsletter is going to be a general overview of my plan and I may have to back up and share my personal get out of debt and raise my personal credit score plan first.

It is fairly straightforward, lower my debt-to-credit ratio. But, I could make a course or eBook out of it.

Giving away my process will allow me to build an email list of subscribers who want something similar to me. If they see me do it and they do it too then I can gain more credibility.

I can take my emails and put the steps that work in the book and warn against what caused me problems.

I have a specific plan to make money but these emails and eBooks are not planned, yet.

Once I have a list of subscribers I can promote products to them or sell them the products I create.

Focus on one topic and write about it and take consistent action on it to make it happen the way I want, that is the goal.

I want a business that I can safely run as a sole prop. with minimal paperwork. I will get more fancy in the future and use a different entity structure if that’s the best thing to do to get me where I want to go.

I will outline my plans and execution results will follow and that will be the start of my newsletter.