GilbertHernandez.com https://gilberthernandez.com Online Money Making Strategies Thu, 11 Apr 2024 22:45:39 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.2 https://gilberthernandez.com/wp-content/uploads/2023/01/cropped-JasperArt_2023-01-05_08.41.02_3_upscaled-32x32.jpg GilbertHernandez.com https://gilberthernandez.com 32 32 Making Old Ideas New Again https://gilberthernandez.com/making-old-ideas-new-again/ https://gilberthernandez.com/making-old-ideas-new-again/#respond Thu, 11 Apr 2024 22:45:39 +0000 https://gilberthernandez.com/?p=1031 For many years I have been searching for a way to easily make money, from home, on my computer. I didn’t want to have to be talking to people on the phone or through chat all day long or have to be on-call if I own a bunch of rental properties so I have been searching for something I can do from home without having to be a social butterfly or a pushy salesman.

I have been developing ways to use my credit to create businesses to get credit cards with then sell.

Newsletters seem to be the easiest to get started and grow without spending too much and they can be profitable right away.

My first newsletter is going to be about credit. I don’t have a specific niche yet because I don’t know how my audience is going to react to me.

Actually, I am working on targeting an audience. I am looking for audiences who need my knowledge, understanding, and delivery of information. I know about personal credit. I don’t have lots of experience dealing with creditors and going to court and all that but I do understand how the credit scoring works and how reporting and balance transfers work.

I have all sorts of info about many different subjects. I need to have some specific guides and products for each audience. I guess I need to pick something and go with it.

My newsletter, The Credit Hack, will be published here. I have been looking for a way to set it up and have it be accessible and here is the best place. This site is older and has some indexed pages. It isn’t spam or anything like that.

I can easily get credit in my name because it is my business name too.

When I do business I will get everything sorted out the right way to make sure I get all my taxes dealt with appropriately and so that I get maximum fundability.

My second site is going to be about my copywriting projects. All of this that I write is copywriting but using the tactics suggested in the copywriting guides and courses that I have consumed over the years is more involved than just typing for the trash like I am doing now, to avoid writer’s block.

The whole concept of manipulation versus persuasion is a struggle for marketer and buyer alike. Marketers want to sell products they believe in and even some that they don’t but for the issue being addressed there may be a logical reason why they’d suggest a product they haven’t personally experienced and it may not be sinister and manipulative, it may be genuine.

The point is that you don’t know how well a thing will work for you until you try it. The things I believe will work for you, that are working for me or I believe may be a good fit for me, I also suggest for you. Some things I have heard about and have heard that it may work for certain situations and if I link to it and you buy from my link I will benefit monetarily regardless of how good my advice is, I benefit.

I feel that if I am promoting a product it will work for you as I described. Sometimes I misjudge situations and misinterpret what is being asked of me and those times are not me giving bad advice or manipulating people, that is a mistake. I only intend to help with my suggestions. Please share your results if you have problems or successes with any advice you take from me and let it help others too.

Regardless, It is up to you to decide to try something I suggest, figure out if it is helpful to you or not and live with the results.

Now that rant is done, it’s time to look into a few things again…

Business for credit’s sake. I want to build businesses that have credit or are ready to get credit and sell them. I want to use sole proprietorships and my home address because California is too expensive to start other types of business structures.

Before I get too deep into a business with expenses and time spent I want it to be fundable so I can use the funding.

I am looking for a way to use some of my money or credit to potentially open a bank account, in a business name, take out a secured loan based on the bank deposit I made when opening the account, paying back the secured loan to help me open up a line of credit for the business, then sell the business.

I am not 100% certain but I am led to believe that this type of business credit building will work and does not always require a personal guarantee.

One of the details I need to clarify for myself is whether or not a new EIN for each business is necessary or not. If I keep getting lines of credit using my social security number then I suspect that the banks will stop approving new credit lines due to the excessive inquiries on my consumer reports.

If I get a new EIN every time I may need to have a new DBA and that would require registering that FBN with the county or the state and that’s a cost and a hassle.

I am fairly certain that I can get one of these FBN’s through the mail or online, so it’s not too much hassle but it requires doing paperwork and dealing with regulations.

Another point of concern is that I need actual legitimate business purposes aside from building a business structure that has no business. I am going to have to be making real businesses that need actual funds.

Marketing and educating are a couple of simple business plans that can both get funds and maintain legitimacy all while being fairly easy to justify as legitimate and easy to sell once they get funded.

Why would I spend my time doing this?

Well, the card benefits are really nice when you first get a new credit card. The welcome bonuses can be very helpful to me. I can use the extra cash that I don’t have to spend since there is a credit card discount of 1% to 5% in the form of cash back or there are airline miles rewarded for purchases. Other cards offer cashback and 0% promos.

If I am constantly using new cards and racking up the cash back rewards and doing some lower cost traveling all while building up the credit on a new business, something that needs to be done anyway, and then I start again once I use up the welcome bonuses on my favorite cards and keep doing this I get the benefits of the credit cards and helping people who otherwise would not know how to do what I am always already doing!

The concept is simple, build credit for a business and sell the business, rinse and repeat.

The issues arise when you actually have to plan and coordinate all the aspects that need to be covered to make sure success is achieved.

I have to have actual clients buying the businesses I build. I can’t be building businesses and racking up credit card bills and then abandon the biz, that’s criminal…

I have a few domains that I purchased in attempt to build up as a website making money, but the biz never really panned out.

I know what I want but I don’t know how to get a biz doing what it needs to be doing at the beginning stages to make it creditworthy even if it is not yet making any money. It is hard to get funding for a gardening business that doesn’t even own a plant.

One biz structure I have seen and I believe I can make something of is a biz that offers information on a niche topic in the form of a newsletter.

One of my domains, InBoxCopywrite.com, is about copywriting. I am not the most effective copywriter but I know that it is an integral part of the sales process.

I see my job of building and selling businesses as being a little simpler if I specialize in one main area. I need something repeatable. A newsletter is a way to get the message out to people.

I am moving through my thought processes here because my thoughts tend to move in large circles and never really seem to get anywhere.

Let me focus some more…

My domain is on a topic that is important to the types of businesses I want to start. I want to create newsletters. E-Farming is one term I have heard for this concept.

Let’s get into this story a little, let’s find out some of the why I am doing what I do.

Earlier I talked about how marketing has worked on me in the past and I want to be able to ethically make it work for me as it’s worked so well on me.

Copywriting is that superpower I am after to help the marketing work for me.

People, involved in certain niches, especially the ones I am targeting, are searching for specific knowledge. Having it, reporting on it in a meaningful and helpful way, and distributing it profitably is where a newsletter comes in.

The structure is simple enough that I could, potentially, build a landing page and an autoresponder series to send traffic to and that is a business that needs funding to run and should be easy enough for a passionate person to profit with.

These are old ideas I’ve been wrestling with and haven’t been able to fully grasp nor have I been able to move forward with.

This has helped me think through a few things. I have a better plan now. I see the next steps in my mission appearing before me now.

I need to get the info for how to go about registering a fictitious business name to legitimize any ‘doing business as’ that I may run into.

I need to get the details on specific business credit builder programs at the banks. I need to find out, first hand, if building credit with secured loans is enough to keep my personal social security number out of the whole process.

Organization is not the easiest part of this process for me. I need a step by step guide for all of this stuff.

My mind sees so many ways to do things but I don’t know how to decide which way to go right now. I don’t know how to integrate concepts nor how to measure and adjust.

I see my path now is to go out and set up a business:

  1. buy a domain
  2. set up a website to collect leads and post content
  3. set up an autoresponder to my content
  4. set up an EIN, biz address, and biz bank account with a secured loan
  5. talk about how I do all of these things and how they help me.

This business is going to be my newsletter that details daily plans to do what I am doing then another in another niche I’m interested in and is part of the big picture which is copywriting.

This all goes into areas of this email marketing business, inbox copywriting, and the niches I am in, credit, personal credit, the wheel strategy, business credit, copywriting, affiliate marketing, and marketing in general.

I do not want to be doing videos nor do I want to be narrating videos so I will probably develop a product talking abut how I am starting, running, and selling multiple newsletterrs simultaneously.

Each newsletter is an aspect of my business that needs special attention, such as building business credit.

I am going to be paying attention to the Content I produce and see what gets the most attention and what needs to be done to service that market.

If my theories work out the way I plan then I will have tons of content showing how to succeed at something but having content that shows what isn’t working is good data too.

It just occurred to me, if I show others how to use the bank’s money to make me money, enough that I am making a comfortable living doing it and part of it requires me to keep using it to help me spread the news about how much it is making me then it can’t be all bad.

Another avenue, for this business, this knowledge, is inserting myself into the business of others since I know how to quickly establish and build up credit sources. It may be worth it to them to have me use my credit and knowledge to help get the business funded quickly and I get a percentage of ownership which motivates me to help them make money so I do too.

It’s a win-win since I like building credit and they get the funds needed to generate more profits for their company.

I am going to use some questions about what people are more interested in to ask on social media to generate exposure for my newsletter.

One last mention of things to research and test on, solo ads. Solo ads or Facebook ads. With Facebook I can target a little better but it is a little more expensive.

I used both in the past and had mixed results with both. I need to focus on one for now. I own an Aweber email marketing course PLR that says to segregate youe email list which is something that takes time and is constantly changing.

My little cluster of sites, each of which will be its own newsletter, is a business. I have PLR courses and I know how to research online to figure out how to do almost anything. I am going to have an email newsletter for each. They will promote each other. I will create an ebook or an email course to help learn what I have learned.

Some things are not going to work out.

Some things may get outdated and others may become obsolete.

I have tried many things that failed so I know of many things that don’t work. That’s many things I don’t have to fail at again and I can warn others to help them avoid failing the same way.

Focus is one of the main things I need to work on and there’s a niche market for that too.

I want to develop my own systems based on what I’ve compiled and sell that. I think my experience can be valuable to otherrs.

Reading the issues of this newsletter or any of my others will benefit you but having an ebook with a set of instructions that can be followed right away without having to go to the newsletter and sift through all of the info in whatever random order I put the info out in then it can be yours for a small price.

Also, using my links to purchase the recommended merchandise or using the links to apply for bank accounts or credit cards (through affiliate links that go to the bank, not me asking for your private info), helps me gather more info. Feedback on the products you’ve purchased and used is also highly valuable to me.

I need to learn more about copywriting so I am going to go into my InboxCopywrite.com site and create an email newsletter for copywriting. I am going to put different articles about different sales methods going on in the industry and break down the different methods going on in their marketing.

I will have to have some experienced marketers talk about their experiences too. This is to help me with my newsletter businesses and if I need it then it is highly likely that others also need it.

I may be able to get some social gatherings together too. Real estate agents, lenders, loan officers, and investors or home buyers all to learn about getting business credit as a sole prop to invest in or buy real estate, also could include builders, contractors, and interior decorators.

If I can find ways to keep loan costs low by moving debts around and opening new accounts to keep the 0% rates alive and lend out that money to a construction company that does fix and flip real estate or even partner with them where I fund the deal and they get the work done and we split the profits proportionately.

The newsletters give me the opportunity to turn my learning and sharing of knowledge into a stream of income.

 

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My Hub of Operations https://gilberthernandez.com/my-hub-of-operations/ https://gilberthernandez.com/my-hub-of-operations/#respond Fri, 16 Feb 2024 02:27:40 +0000 https://gilberthernandez.com/?p=1017 I have been trying to figure out how to go about putting all my projects in one place, a place to speak rationally and cover all my online activities. 

A website to host my landing pages, and a page there to sell my own products and host projects. 

My site, GilbertHernandez.com can be my business hub. 

I have so many ideas that are connected but there isn’t a site that I know of that would appropriately house them. 

I can talk about the wheel strategy, credit acquisition and use, and business-building activities. 

It is my name so there is no need to register a DBA or FBN for it. 

I can have one email list that caters to different interests and segregate my list accordingly. I have many ideas but now I have the right idea back. 

I read some of Garret Gunderson’s books and used his idea of the cash flow index to decide which bills to pay first. I can talk about how I do it and send subscribers to Amazon affiliate links. 

To get subscribers I may use YouTube or scrape Google for emails. 

Scraping is free. YouTube is also free but requires more work. 

I need a compelling message and a great giveaway or reason to subscribe. 

And, here I am again at the point of where do I start? 

I started when I was born. I have been through many trials and tribulations, so to speak. 

For some reason, I always felt like banks were bad or evil somehow and I wanted to rob them. I felt like Robin Hood inside, needing to steal from the banksters and give to the poor. 

As I got older I realized that I wouldn’t change anything by doing that and the banks would keep making money off the backs of the working man. 

A few years back I learned about the Sovereign Citizen movement and the tax protestors. I read many of their rationalizations and it made sense but it ended up being more of their ideals and bucking the system which would lead me back to the same conclusion that they still have the upper hand and the only change is my descent into darkness and despair. 

There is a get out of debt Guru called Dave Ramsey who kinda cleared things up for me… 

I at first liked his idea to do what he calls the debt snowball where you take the smallest debt you have and put as much of your income as possible toward paying it off and simply pay the minimum on the other debts. Take the amount you were paying on the smallest debt, once you pay it off, and apply it to the next smallest debt and snowball that payment up through all your debts. 

It is a good plan but it leaves me wanting more. I do not want to wait until I am an old man to be able to spend the money that I earn. I want to invest it multiply it and make it return to me faster. 

Then, I studied the methods of the other gurus and they were against his ideas too. Later, I heard him do another show and he was deriding his callers and belittling them and he asked one man if he was really arrogant enough that he believed he was going to be able to beat the banks! 

That’s when it clicked for me, I don’t need to beat the banks. They have the tools I can use to amass cash and use it for my gain. 

Banks are in the business of lending money and the rules are stacked in their favor. To fight them would be silly. They have been in the business for millennia! 

Banking and finance is more like a game. There are rules and it is a tough game that is definitely rigged against the working man. Without the working man, the banks lose everything. They make him feel like there is no other way and have him work hard to keep their coffers full! 

There was a book by a CPA that I read and the guy shows how all bank loans are fraud. He had a plan to get rid of bank loans and he had a plan for commerce thatcommerce planthe central banking system we are under now. 

I was really into it and ready to go to court as soon as I could wrap my mind around it and understand what exactly I was arguing and how to present the evidence for my case and it would take a lifetime to accomplish, or even make headway. 

Then, I discovered consumer protection laws. I have been reading, watching, and studying these laws and how to use them to get what I want. 

It is there for me. I don’t need it now, but having it in my back pocket ready to be deployed when necessary is a bonus! 

My studies also made me proficient in credit. Credit building, repair, and business credit. 

I am in California and having a business structure from the cheapest LLC to the largest C corp will cost a fortune annually regardless of profits. That is leading me to run a sole proprietorship. 

My next step is figuring out how to classify my business so I can avoid as many of California’s fees as possible while maintaining my creditability. 

I have looked into some gimmicks like ‘Velocity Banking’, ‘Paycheck Parking’, ‘Debt Snowball’, and ‘Debt Avalanche’ while concocting my plan. 

I mentioned Garret Gunderson’s Cash Flow Index to help decide which debt makes the most sense to payoff first and it is what I use since these other methods lack this insight. 

My website will go deeper into each of these topics and I will have plenty of topics to keep myself busy. 

The ‘Wheel Strategy’ for stock investing is another big part of my plan and also let’s not forget real estate investing. 

All these topics are enough to write an email on a regular basis and there are enough products available to be promoted as an affiliate and there are enough product ideas to make some of my own and sell them. 

All of this can be run from my website which shares my name. It can be my business that I am building up business credit for which in turn will help me have enough credit to borrow money to invest. 

I have to organize it all and decide where to start. I have to procure a list of email addresses to begin driving traffic to my squeeze page once I create one! 

All of these things are content for my business. I can write about it in a newsletter. I can make videos about it and I can write books to sell or give away. 

I also have other websites that I can write about, build up, and sell… all of which will be chronicled on my hub site! 

One last thing, all this internet marketing, learning, and credit building is a bonus to add to my investment account which allows me to increase my cash flow. 

I have been fighting a sinus infection and as I’ve been getting myself all excited about this project I forgot and I’ve been feeling good! 

That’s another area of interest for me, self-help and it is big. I have plenty to say about it and I will be happy to share my success! 

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Moving Along https://gilberthernandez.com/moving-along/ https://gilberthernandez.com/moving-along/#respond Thu, 01 Feb 2024 00:07:35 +0000 https://gilberthernandez.com/?p=1014 There has been some progress since I last reported or wrote anything here.

I’ve read and learned.

Now comes implementation.

All the options overwhelm my tiny little mind!

The main revelation has been that I don’t have a long attention span.

I’m sure there’s all sorts of new age guru mumbo jumbo that could help me sugarcoat that but I get bored or run into a problem I don’t want to deal with and I take off for a while – metaphorically from real life and really from here!

What I’ve also rediscovered recently is business credit. I thought I understood it before but I didn’t. I think now I have a better understanding and I am building up business credit as a sole proprietor as I do it I learn and my contribution is going to be to share my story with others to help them along their way too.

I have to make decisions and I have to take action. I then need to analyze the results and do more of what’s working or something different if nothing is working.

I am going to use Copilot to help me create a useful newsletter where I learn how to create a business as a sole proprietor.

The newsletter is going to be a general overview of my plan and I may have to back up and share my personal get out of debt and raise my personal credit score plan first.

It is fairly straightforward, lower my debt-to-credit ratio. But, I could make a course or eBook out of it.

Giving away my process will allow me to build an email list of subscribers who want something similar to me. If they see me do it and they do it too then I can gain more credibility.

I can take my emails and put the steps that work in the book and warn against what caused me problems.

I have a specific plan to make money but these emails and eBooks are not planned, yet.

Once I have a list of subscribers I can promote products to them or sell them the products I create.

Focus on one topic and write about it and take consistent action on it to make it happen the way I want, that is the goal.

I want a business that I can safely run as a sole prop. with minimal paperwork. I will get more fancy in the future and use a different entity structure if that’s the best thing to do to get me where I want to go.

I will outline my plans and execution results will follow and that will be the start of my newsletter.

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How to Lower Credit Utilization https://gilberthernandez.com/how-to-lower-credit-utilization/ https://gilberthernandez.com/how-to-lower-credit-utilization/#respond Thu, 11 Jan 2024 19:44:31 +0000 https://gilberthernandez.com/?p=1011 Credit utilization is one of the highest weighted values to determine credit scores.

The ways to lower your utilization ratios are to either pay down the debt or increase credit limits.

Sometimes, you can manipulate this statistic.

How?

Knowing the report date for your credit cards transferring a balance off the card before it reports and having it report a low or no balance will improve your score.

The problem many will face when trying to transfer a balance is the balance transfer fee.

Most cards charge a 3 to 5% fee, or a dollar amount like $5 or $10 depending on the amount transferred and if the percent or the dollar amount is higher.

Having a line of credit, not a credit card, but an actual line of credit allows you to transfer cash into your checking account which you can use however you like.

There are also cards that have no balance transfer fee. Having 2 or more of these types of cards with enough available credit can allow you to continually shift the debt away from the card that is reporting to look like you are not carrying any balances. This will also raise your score.

Another potential option, which depends on your credit cards and their offers, is where the credit card allows you to take out a loan against the balance of your card which acts like an installment loan. There is not usually a fee for this. No credit check either.

The same applies when you use one credit line to transfer the balance before the reporting date and then, instead of another transfer, you take the card that allows you to borrow against your credit line, and get the money into your account.

You use the cash to pay down the card you used to make the balance transfer to and then, repeat the process until you have paid off the debt, got the score you want for the reason you needed, or have no need for a good credit score.

I don’t know for sure that the credit card companies will continue to make the same types of offers in the future or if they will allow me to keep doing this every month but as long as it is available I know of no laws prohibiting anyone from doing this.

You must be meticulous with timing and must have the right credit tools available or you will end up in a very expensive situation that is hurting you in the long run, even if it helps temporarily.

When you pay a balance transfer fee of 3% it is not bad. If you have to pay it on each card each time you transfer the balance you end up paying way more interest than if you just let it sit on one card.

If doing this for one or two months allows you to raise your credit score to a high enough level to acquire another line of credit or loan then it may be worth it, otherwise, it will be extremely expensive.

While you are not really lowering your utilization you are making yourself appear as having a lower utilization which will raise your credit score.

The higher score doesn’t do anything for you unless you are planning on applying for new credit or refinancing debts and the higher score helps keep borrowing expenses lower than if you leave the balance where it is easily seen and reported.

There is a way to help speed up paying down debts and when used in conjunction with this idea of shifting debt around to get a higher credit score you end up with a high credit score, no debt and a healthy positive cash flow.

Check out this post on What Can Velocity Banking, The Wheel Strategy, And A Clean Credit Report Do For Me?

 

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What Can Velocity Banking, The Wheel Strategy, And A Clean Credit Report Do For Me? https://gilberthernandez.com/what-can-velocity-banking-the-wheel-strategy-and-a-clean-credit-report-do-for-me/ https://gilberthernandez.com/what-can-velocity-banking-the-wheel-strategy-and-a-clean-credit-report-do-for-me/#comments Thu, 11 Jan 2024 18:06:42 +0000 https://gilberthernandez.com/?p=1009 For many years there has been this deep interest in Velocity Banking and what it can do for me.

The Wheel Strategy for investing in stocks has led to many ideas to give me financial freedom.

Having a clean credit report with a high credit score is nice but how do I capitalize on my hard work?

There are many methods and strategies out there to make money and generate wealth. Combining the concepts mentioned here is one idea that may help you like it is helping me.

Not all strategies work and some work better depending on you and your situation. If there was a “best way” they should have been found by now but there are still many ways to do almost everything and the best seems to depend on those involved, their understanding, and their preferences and this post is about one person’s point of view based on firsthand experience.

Let’s start with an overview of these concepts, starting with Velocity Banking. This concept, to me, is a means to put idle dollars to work immediately to thwart paying excessive and needed interest charges on any debt I may incur.

That means that when I have a positive cash flow in a month the cash does not sit in a checking or savings account to be used by the bank and have its value quickly eroded away from me due to inflation. The money is put toward a line of credit, either a credit card or other revolving credit line – personal, business, or home equity line of credit.

Revolving lines of credit, that allow you to access cash without fees, like balance transfer fees, can be used to transfer debt, then, when income reaches your bank account it is paid toward the debt. This lowers your debt and eliminates the need to make a “payment” because you, effectively, used the line of credit more like a checking account than a line of credit.

The idea is to methodically pay down the revolving credit line with your income, use the credit line to pay expenses and save on interest because the dollars are put into the credit line which lowers the amount owed and means there is less amount to be charged interest on.

Large installment loans can be “chunked away” by transferring a large portion of the balance to a line of credit and when it is all transferred the payment becomes positive cash flow. Yes, the same thing can be achieved, maybe even faster, by simply paying the debt with income as planned and putting the extra income toward the installment loan. But, when you use income to pay an installment loan the money is gone.

What I mean is that you can’t access those funds from your credit because it is an installment loan and isn’t revolving. Having the credit available after funds are used to pay down some of the debt is important since there are no savings available for emergencies and unexpected expenses.

Let’s move on to the Wheel Strategy.

Basically, the investor pledges cash as a security for the sale of a put option against a stock. The cash needed is dependent on the price of the stock. Each option controls 100 shares of a stock. The investor must have the cash to cover the cost of 100 shares of the stock equal to the strike price of the option.

After the option’s expiration either the investor purchases the stock at the strike price or it expires worthless. If the stock is “put” to the investor the investor then sells a covered call against the stock he now owns.

The process continues indefinitely and produces an income for the investor.

There are nuances to this strategy too. The length of time between selling the put and its expiration date. When is the best time and best setup to sell the put?

For me, the implementation is as follows:

  1. Sell a put with an expiration 4 Fridays from today.
  2. continue the procedure every week with the same stock
  3. when the stock is put to me I sell the call also 4 Fridays from now

This is how I am getting started. As I progress I will need to use more than one stock. I have a plan for building up a portfolio to implement this strategy for the long term.

Once I have 4 weeks’ worth of the first stock I chose I am going to find another stock and sell a put 1 Friday away if it is Monday or Tuesday and 2 away if it is after Tuesday when I decide to sell.

The plan is to continue selling the puts until I can afford to sell 4 puts like with the first set of puts. I want to have a put sold each day of the week, and I say put but it depends on whether or not depending on if I own the stock or not.

When the whole thing is going the way I plan I will have 5 stocks I work with to create income selling options in the wheel strategy.

As time goes on and my wealth increases I plan to scale up the number of contracts I sell of each stock each week.

Now, how does a clean credit report and velocity banking play into all of this?

A little story:

A “friend” was struggling with a low credit score. He also found some ideas about how money works, how the laws work, and how religion has a major impact on everything in society today.

The rabbit holes on those topics are DEEP!

This friend showed how the banks have perpetrated a scam on the world’s citizens in an attempt to enslave humanity.

This friend was enraged, to say the least. He went crazy trying to find an escape from this evil plot.

The “conspiracy theorists” in this realm advised him that the laws are written in a cryptic manner and when interpreted properly show the scam and how to protect oneself.

Then, the unscrupulous “influencers” use the pain and anger to turn the consumer against himself for their own greed.

Then, that friend realized that there are laws to protect consumers and there are legal methods to fight against unfair practices and it lies in the consumer report.

There are numerous books and YouTube videos with tons of tips, tricks, methods, and techniques to get rid of any negative information on a consumer credit report.

Some are good and many are the same gurus spewing clickbait at unsuspecting consumers looking for a way out.

The victims are easy targets and are already known to be malleable mentally and easily bent to provide profit for the “wolves”!

But, there is some truth in what they claim. They just sensationalize their claims and the unsuspecting are easily convinced because of the manipulation readily available for use against them.

This friend found the real teachers who give the information to protect consumers and clear up the credit reports. There are methods that must be followed by both consumers and creditors.

By clearing negative, inaccurate, and incomplete information from a consumer report leads to a higher score or at least sets up the consumer for the highest likelihood of securing beneficial accounts to build up a credit score quickly.

Higher credit scores, due to clean and clear consumer reports, lead to better interest rates and higher lending limits.

Successfully utilizing credit lines and loans in the aforementioned strategies can lead to higher cash flows, faster debt elimination and a method to live without needing to run a service or business.

There is no desire to sell you something. I have no need to convince you of anything. I also have no need or desire to lie about what I’ve found.

There is plenty to do. There is also plenty to learn.

Why would I waste my time writing about this?

I need to think about it. I want to make sure I understand what I am doing. I want to show how this is working for me. In the future, I may change my mind or an opportunity to generate profit may arise.

In the past, I studied marketing for online businesses, email marketing, and copywriting – along with many other seemingly simple online money-making methods.

With my training and my knowledge, if there is a demand, I can recommend products I use in my wealth-building activities and if those products also have commissions available for recommending them I could build myself another income stream by sharing what I am doing and what is working for me.

I have recently seen some stock market gurus being blasted for not providing honest, transparent, accounts of their actual experiences and I do not want that for myself.

The wheel strategy I am using does have some risks associated with it.

My plan is to use the options to generate income. If the underlying moves against my position rapidly I could lose lots of value in my account. While that seems like a big detriment to my plan I think that there is more likelihood that the income will exceed the cost and risk but only time will tell.

By having good credit, quickly paying back debt with velocity banking, and choosing the right stocks I see an opportunity to prosper without needing to go work for someone else and it can be done online from anywhere there is an internet connection and that is what I have been searching for!

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Websites For Sale https://gilberthernandez.com/websites-for-sale/ https://gilberthernandez.com/websites-for-sale/#respond Wed, 06 Sep 2023 17:48:20 +0000 https://gilberthernandez.com/?p=990 WoofSecrets.com

InBoxCopywrite.com

send an email to ghernandez@gilberthernandez.com for pricing and details

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Deciding to Promote 1 of 2 Ai Products https://gilberthernandez.com/deciding-to-promote-1-of-2-ai-products/ https://gilberthernandez.com/deciding-to-promote-1-of-2-ai-products/#respond Sun, 02 Apr 2023 00:14:19 +0000 https://gilberthernandez.com/?p=973 I recently started working on a promotion for a product called, “Ai 30K Copy & Paste” and while researching it I came across another product that I am not registered to promote yet called “PLR Funnels”.

They are both Ai products and both inexpensive warriorplus products.

There are upsells that can make a hefty commission for affiliates and the front-end offers are very attractive.

As I was reading through the sales page for the 30K product it talks about creating bonuses for people who buy through your affiliate links.

The product helps automate the bonus page for you. Learning how to do this and having a way to automate it could be very lucrative.

Before I can offer a valuable bonus for promoting either of these offers I have to get it and use it and see if it delivers on its promises.

While PLR Funnels can create more than enough products for me to sell to my list I would still have to keep paying for traffic until I learn to sell.

With Ai 30K there is a free traffic component that is reported to help you generate a large email list. It is intended to help you promote affiliate products.

I think I’ve made up my mind on which of the two programs I am going to choose.

The deciding factor is that I am already approved to promote Ai 30K Copy & Paste Commissions and PLR Funnels wants you to already have 100 sales before they approve you. Plus, the free traffic feature has my interest highly piqued!

Once I get it and start making bonus packages to give incentives for subscribers purchasing through my links I should be able to make enough sales to qualify to promote other products.

I really like the idea of creating my own products too with PLR Funnels. I may get that product real soon too. I could gain experience with what sells which will help me decide the best types of products to create. It seems like a good product and these warrior plus products are inexpensive so I should be able to generate enough cash to buy and review more or create more of my own to sell.

I know how to make ebooks with Ai but being able to create a whole product, with bonuses and landing pages would be nice.

FREE Traffic is the deciding factor for me today.

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Different Words Different Perspective https://gilberthernandez.com/969-2/ https://gilberthernandez.com/969-2/#respond Fri, 31 Mar 2023 23:19:22 +0000 https://gilberthernandez.com/?p=969 Being able to focus and get something done in order to make forward progress continues to be a big problem for me.

I know that the Law of Attraction and this thinking are bringing me down.

Reframe my situation:

I get to figure out how to create the right habits to get me from where I am to where I want to be.

There’s still probably something wrong with the way I’m phrasing that but I know what my issue is…

I keep flip-flopping on the path I feel is best to follow.

Learning to build an email list, based on the make-money-online market, has built me a small audience. I have courses I’ve purchased and books I’ve read that taught me how to build an email list.

I am working on getting my subscribers to click on the links in the emails I send. I have read about how to improve my copywriting, and how to write compelling subjects that get opened, and have read many ebooks about improving that click-through rate.

I am also reading a new ebook called “300 Email Marketing Tips“, by Meera Katha. She has a little different outlook than Some of the others in the market and it is giving me some new insight.


She has a worksheet that she links to from her book. It is her lead magnet. She practices what she preaches.

Igor Kheifets also has an email marketing system that he promotes in multiple ways. He teaches how to build an email list mostly using solo ads. He also teaches you how to sell solo ads.

His eFarming course teaches you, in-depth, how to build landing pages and how to write emails that sell.

Of course, he gives away a sales “funnel” that promotes his course. The first traffic I ran to it using his methods I got a 70% opt-in rate.

That is the best I’ve ever done!

It didn’t lead to any sales yet, just like all the rest.

I can see how email is supposed to work and the studies used to sell courses on email marketing make a compelling argument about why it is so lucrative. I can’t figure out how to make it pay, yet.

The countless ways you could monetize a list make it difficult to be able to get a grasp on what is the right way to go about it.

I am liking this new book the, “300 Email Marketing Tips”, because she makes it more about focusing on what you actually need to do to figure out your plan before making landing pages to promote make-money-online affiliate programs.

Igor shows you and provides templates that you can adapt to any market to promote many different types of products.

Igor also focuses more on solo ads traffic and email drops, where you pay others to email your offer to their list.

Meera seems to be steering me toward SEO traffic instead of paid traffic.

Both are viable and can be used together.

Meera is focused on the emails, how to build a relationship with your list to make the sale easier.

I have KindleUnlimited and Meera’s book is available for free to read with it. I have lots of work still.

 

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My New Newsletter https://gilberthernandez.com/my-new-newsletter/ https://gilberthernandez.com/my-new-newsletter/#respond Thu, 30 Mar 2023 21:47:22 +0000 https://gilberthernandez.com/?p=965 Hello and welcome to my weekly newsletter dedicated to helping you make money online! My goal is to provide you with valuable insights, tips, and resources to help you build a successful online business, earn extra income, or even turn your online ventures into a full-time career.

Each week, I’ll be sharing practical advice, industry news and trends, success stories, and reviews of products and services that can help you achieve your online money-making goals. I’ll also answer your questions and provide expert insights from guest contributors.

Whether you’re a seasoned online entrepreneur or just getting started, my newsletter is designed to help you stay informed, inspired, and motivated to take action towards your financial goals.

So, sit back, grab a cup of coffee, and let’s dive into the world of making money online together!

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Control Web Properties For SEO https://gilberthernandez.com/control-web-properties-for-seo/ https://gilberthernandez.com/control-web-properties-for-seo/#respond Tue, 28 Mar 2023 19:37:19 +0000 https://gilberthernandez.com/?p=962 Creating content to rank in search engines is a process that can work wonders. There is no doubt that organic search results can create high-traffic sources for you when done properly and effectively.

Interestingly, there is a strategy to get someone else’s site to rank highly for your keyword and you get the benefits?!

At first this sounds insane. You already know how difficult it can be to get those rankings. Why would anyone want to rank a site they don’t own?

One of my mentors, Marcus Campbell, brought this strategy to my mind and until this morning I was confused by it.

I get the idea that you can find a highly searched keyword that has little competition and you target it for yourself, you optimize your work to be picked up by the search engines in order to get “FREE” traffic.

There are books and coaching courses that cost thousands to teach and instruct you on how to get search engine rankings. I am not an expert by any means and I don’t have tons of success to report to you about how great it is.

What I did realize, however, is that there are more than one way to use other, free digital real estate plots, to promote your own content and use the rankings.

The first idea to use other people’s sites to get benefits for yourself is to use a press release. You write up a press release that links back to your site. You use the popularity of the press release site to quickly gain the attention of the search engines to get your content noticed.

The content ideally gets noticed and ranked in Google and other Search engines. Now, you have content that is getting seen by both people searching for the keyword you are now ranking for and you put a link back to your site and drive traffic to your site from the ranked content.

This is where it was getting fuzzy for me. If another site is getting the traffic for my desired search term then how am I going to get that traffic to where it actually makes me money?

Well, there is a choice about how to utilize the power of your ranking works…

One way is to link the ranking content directly to an affiliate offer. That is a powerful method to get traffic and results fast.

The other way to use the ranking content to boost your site is by using backlinks. Linking the content you submit to the press release sites back to your website can potentially give the search engines a reason to look at your site plus the traffic you are receiving on the ranked content should also be led back to your site from your message.

The press release sites have a “no follow” linking policy so using anchor text doesn’t seem to be a strategy to get backlink power but there are other free sites that you can post your content to and get that benefit of anchor text backlinks that give both direct links to visitors plus the hyperlinked text to your keyword that you are ranking your site with give lots of credibility and power.

For example, if you have a site that talks about “toy trucks” then you write an article about “Boy’s Toys” that links back to your site about “toy trucks” using the term “toy trucks” to hyperlink back to your site then you are getting some power in the eyes of the search engines. The link will be followed by the search engines spiders and get you indexed so more of your content will be reviewed by the search engines, allegedly.

So, when you create a site that you are promoting an offer or it is a sign up page for your email list that would be your “hub site”. That hub site is being linked to from other pages on your site, pages that are optimized for search engine rankings. There are also press release sites that link to your hub site.

Ok, now I’m getting mixed up in my head again…

The press release sites are “no follow” links. They rank on their own and are used to funnel traffic to your hub site. There is not any effort needed to rank your hub site because it is not an information point. It is a way for you to collect email addresses.

That is confusing me…

Let me clarify for you and for me…

Your hub site is not going to rank in the search engines. Your “spoke” pages, the ones that funnel traffic to your hub page should be optimized for search results.

That means, your “spokes” can also be hubs.

In order to pump up the search rankings in your favor you can use the “free” web properties, like Medium.com, Google Sites, Pinterest, and so on…, to link back to your pages.

I don’t think I am explaining myself right…

Basically, you are using powerful sites, the ones that already get “crawled” by the search engine spiders often, to get your content noticed faster and ranked higher in the search results.

The most important thing to remember is that the traffic you get from the search engines is to be funneled to your “hub site” which in turn funnels that traffic to your email list and again to your promotional offer.

If you can control someone else’s property for your own gain without paying out your own money or even paying out less than you earn is a good business practice to make money.

You can use the power of authority sites to get your content picked up right away and you can strategically guide that traffic back to your offers in order to make a healthy profit.

 

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